A 25-year-old beautician from Stanwell who was refused NHS IVF due to her weight lost six stone on Mounjaro, later conceiving and welcoming a baby after years of trying with her husband

They tried for a baby for years. Then the NHS said no — not because Chloe Rose, 25, wasn’t healthy enough to parent, but because her body mass index didn’t meet local IVF rules. Chloe and her husband Jack responded the way lots of couples do when stuck at a gate they can’t climb: they found another route in.
A medically supervised weight-loss programme using the drug Mounjaro (tirzepatide) helped Chloe lose about six stone. After that, the couple had a child.
This is more than one couple’s story. It sits where fast-moving obesity treatments meet rigid fertility rules — and it’s forcing clinics, commissioners and patients to ask whether the system is keeping pace.
What actually happened – Chloe and Jack started trying to conceive in. When Chloe applied for NHS-funded IVF she was refused in some local commissioning areas because her BMI was above the threshold those areas use to decide who gets funded treatment.
– Rather than wait, Chloe joined a supervised weight-management programme. Clinicians prescribed tirzepatide (Mounjaro) alongside diet and lifestyle support. Medical records and press coverage show clinical monitoring throughout the treatment. – Over months she lost roughly six stone. As her weight and metabolic markers improved, fertility services re-evaluated her eligibility and the couple later had a baby.
Why BMI acts as a gatekeeper Many NHS commissioning policies include BMI cut-offs for funded IVF. The clinical logic is straightforward: higher BMI is associated with greater pregnancy risks and lower IVF success rates. In practice, though, BMI does double duty. It’s used both as a medical risk flag and as an administrative pass/fail test — and that creates a bottleneck.
For people denied funding, the standard route is weight management. That can mean months of diet programmes, extra appointments and practical and emotional strain. Now, drug therapies that produce rapid weight loss are changing the timeline — and the hard lines clinics draw.
New drugs, new questions Drugs like tirzepatide work differently and faster than older weight-loss approaches. That speed raises several questions: – Should rapid, drug-driven weight loss count the same as slower lifestyle change when deciding IVF eligibility? – How long must weight be stable before someone is allowed treatment? – Who pays for monitoring and follow-up when metabolic clinics and fertility services operate separately?
Chloe’s case shows how these questions play out in real time. Clinicians documented the medication, regular safety checks and improvements in metabolic markers. Commissioners used existing rules to assess eligibility. The result: a successful outcome for the couple, but also a spotlight on inconsistencies across areas and clinics.
Who’s involved — and why it matters Five groups shape how these cases unfold: 1. Patients and partners, who navigate fragmented pathways and deadlines. 2. Clinicians and weight-management teams, who prescribe and monitor drugs and lifestyle programmes. 3. Local commissioners, who set the funding rules and thresholds. 4. Drug manufacturers and regulators, who influence availability and guidance. 5. Clinics, advocacy groups and legal advisers, who press for clearer, fairer policies.
When these actors aren’t coordinated, patients can fall through the cracks — or face wildly different outcomes depending on where they live.
Practical and ethical implications – Equity: People with access to fast pharmacological treatment — privately or through well-connected clinics — may gain an advantage. – Safety and continuity: Sudden metabolic changes need joined-up care between metabolic specialists and reproductive teams, especially around medication use during conception. – Administrative strain: Rigid thresholds that don’t account for recent clinical improvements can cause delays, appeals and extra work for staff.
This is more than one couple’s story. It sits where fast-moving obesity treatments meet rigid fertility rules — and it’s forcing clinics, commissioners and patients to ask whether the system is keeping pace.0
This is more than one couple’s story. It sits where fast-moving obesity treatments meet rigid fertility rules — and it’s forcing clinics, commissioners and patients to ask whether the system is keeping pace.1
This is more than one couple’s story. It sits where fast-moving obesity treatments meet rigid fertility rules — and it’s forcing clinics, commissioners and patients to ask whether the system is keeping pace.2
This is more than one couple’s story. It sits where fast-moving obesity treatments meet rigid fertility rules — and it’s forcing clinics, commissioners and patients to ask whether the system is keeping pace.3




