Categories: Economy
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21 May, 2020 9:10 am

How can i acquire free car insurance?

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© jcrakow (Flickr) Iggy sez “car insurance quote in 60 seconds”
© jcrakow (Flickr)
How to obtain a new car with free insurance
Are you eligible?

If you plan to buy a new car, are at least aged 21 years and hold a full driving license for at least a year, you can probably find a few companies (Fiat, Volvo, Peugeot, etc.) that offer free car insurance. You may want to visit the websites of the car companies that have run such promotions in the past in case one is running now.

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Why can you get it for free?

Of course, these promotions only run for a certain period of time and they are more common from the middle of the year onwards. This is a good way to clear old models and or obtain new car buyers for new models. It may even be possible to find car insurance that is free for nearly new models.

Read the fine print

The free insurance is usually valid for a whole year and in some instances, 2 to 3 years.

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Generally, the level of coverage is comprehensive and is therefore, no different than if you are purchasing it separately. However, do read the fine print before signing up in haste. You may not be able to get out of it without being penalised if so you decide, before it expires. For instance, what is the normal rate to pay after expiration of the offer?
An alternative way
Are you a contest junkie? If so, you are in luck. Occasionally, the prize is a free car insurance that is valid for a year. Stay updated on this by reading the news as such a contest is usually headline grabbing. You can see how this can be a form of publicity for say, a supermarket that is running the contest.
Why consider cheap insurance
Getting started on driving with free car insurance is great but consider also cheap auto insurance quotes. Remember that when you sign up for the former, you are bound by its terms and condition. Whereas, you get more choices and flexibility if you will shop around for cheap insurance rates online. You can potentially get the lowest car insurance rate with conditions that suit you if you get your car insurance quotes online through free online quote sites.

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